Small and medium-sized business owners with no access, but the plan may not be completely transparent and exposed, and I am afraid that there are hidden interest rates and unfavorable terms that borrowers cannot afford. In addition, private lending companies or online lending platforms are not under the control of financial supervisory authorities. If borrowers have problems with lending, they may have no way to seek help, so they must not be careless.
The third is bank loans, which should be the financing method that most small and medium-sized enterprises generally choose. Taiwan's industry email list banking industry has many bases, and the threshold for borrowing is not high. Although small and medium-sized enterprises have to provide loan-related documents and spend a certain period of time waiting for the bank's review, banks are relatively reliable and safe financing targets. As long as there are no major credit flaws, obtaining a loan is not easy.
Difficulties, even if the SME owner cannot provide collateral, it can be replaced by transferring the SME credit guarantee. In addition, dealing with banks will gradually accumulate a certain credit history. When the company gradually grows and needs to invest more funds, it will have the opportunity to negotiate with the bank to increase the limit. Fast, simple and convenient e-time loan for one bank and micro enterprise From the perspective of the long-term business plan of the enterprise, banks are still the safe financing targets for small and medium-sized enterprises.